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"For example, generally Chinese consumers don't want to wait for too long," he said, adding that Chinese retail companies were more engaged with the consumer, and thus were able to provide better and faster service. "If you want to pay, you take your phone and use WeChat (the online payment portal) and you can finish your shopping in an hour."

"Hanbond's expansion (on the back of ToJoy-registered investors' support) has been 10 times quicker than I could have imagined. Had we explored those cities by ourselves, it would have taken much longer," Wang said.

"For professional agencies dealing with non-performing assets, the market access could be lower. And we suggested to open the market to foreign institutions to join the trading in bonds in default."

"Foreign trade companies are enabled to submit their financing requests after they obtain certification of deals. Financial organizations will easily make confirmation of their credits with platform data which are from (the) local customs and foreign currency administration authority," said He.

"Having formed an initial plan for supporting Chongqing in developing a pilot zone for green finance reform and innovation, we will further clarify our priorities and improve policies and measures as soon as possible," said Li You, deputy director of the PBOC's operations office in Chongqing.